Health Insurance Without the Confusion

If you’re self-employed, between jobs, or don’t have employer coverage, choosing a plan can feel overwhelming.

I make it simple.

Appointed with most insurance plans in California

What You’ll Learn

How health insurance actually works
Deductibles, copays, out-of-pocket max—I explain it in a way that finally makes sense.

What affects your monthly premium
So you’re not overpaying.

HMO vs. PPO vs. EPO
What they mean—and which one fits your situation.

When Covered California is a good option (and when it’s not)
Not everyone benefits the same way.

How to avoid paying for coverage you don’t use

The cheapest plan isn’t always the best plan.

The right plan saves you more in the long run.